Nearly 156,000 fires occur in the United States during winter, and, according to Chubb Group of Insurance Companies, nearly two-thirds are caused by fireplaces and chimneys not being properly maintained. On the other side of the winter hazard coin, we have water. When outside temperatures fall below 32 degrees Fahrenheit, water can freeze in pipes, […]
Blog
‘Tis the Season for Gifts: Valuable Articles Coverage
Exchanging gifts is a winter holiday tradition that crosses cultures and faith paths. If you receive something extra special this holiday season, you should consider insuring it on a Valuable Articles Schedule, also called a Personal Articles Floater policy. Coverage for each scheduled item would be for an agreed value (the purchase cost or appraised […]
Taking a Digital Home Inventory
What if you lost everything you own? Would you be able to remember what you had? Unless you have a photographic memory, the answer is “no.” Instead of waiting until you have a loss and trying to remember what you have, we recommend that you conduct a home inventory. This way, in the event of […]
Is Your Business Properly Insured?
Your business is growing. Your profits are increasing. You have done well, but when was the last time you reviewed your business insurance coverage? Because your business has grown, your insurance needs have changed. Therefore, you need an insurance review. During your review, be sure to review not only your current insurance policies but also […]