Exchanging gifts is a winter holiday tradition that crosses cultures and faith paths. If you receive something extra special this holiday season, you should consider insuring it on a Valuable Articles Schedule, also called a Personal Articles Floater policy. Coverage for each scheduled item would be for an agreed value (the purchase cost or appraised value) with no deductible. The coverage is much broader than the personal property coverage on your homeowners policy. For example, most homeowners policies do not cover lost items, but scheduled items are covered if there are lost (called mysterious disappearance). Contact us today to discuss scheduling your valuable or collectible items!