Nearly 156,000 fires occur in the United States during winter, and, according to Chubb Group of Insurance Companies, nearly two-thirds are caused by fireplaces and chimneys not being properly maintained. On the other side of the winter hazard coin, we have water. When outside temperatures fall below 32 degrees Fahrenheit, water can freeze in pipes, […]
Exchanging gifts is a winter holiday tradition that crosses cultures and faith paths. If you receive something extra special this holiday season, you should consider insuring it on a Valuable Articles Schedule, also called a Personal Articles Floater policy. Coverage for each scheduled item would be for an agreed value (the purchase cost or appraised […]
What if you lost everything you own? Would you be able to remember what you had? Unless you have a photographic memory, the answer is “no.” Instead of waiting until you have a loss and trying to remember what you have, we recommend that you conduct a home inventory. This way, in the event of […]
As the weather gets warmer and the days grow longer, your attention may turn to your lawn and landscaping and making sure they are green and lush. But what about the health of your trees? While your landscaper will focus on the beauty of your grounds, they may not pay attention to the vitality of […]
Whether you’ve just purchased a boat or yacht or have had one for years, where you keep it when you’re not using it is almost as important as the vessel itself. That’s why it’s so essential to do your due diligence before choosing a marina, yacht club, or other facility. Below are a few things […]
Before you head out on the water for the first time this season, it’s important to make sure you and your boat are completely prepared. That’s why we’ve put together the following checklist for you to follow for a safe boating season, starting day one.
Sun. Water. A nice breeze. The water’s perfect, and maybe the fish are biting. It’s the perfect day to be out on the water. What if the perfect day turns out to be not so perfect after all? What if there’s something under the water that you can’t see, and your boat hits it and […]
As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project, […]